Showing posts with label HR3200. Show all posts
Showing posts with label HR3200. Show all posts

Monday, September 21, 2009

Buying Health Insurance? Only If He Likes It

OBAMA WATCH CENTRAL
- HEALTH CARE LEGISLATION BOONDOGGLE & CONSTITUTIONAL POWER GRAB ATTEMPT

by Rowan Scarborough
09/21/2009


The House Democrats' huge health care bill bestows immense powers on one Washington bureaucrat who it authorizes to regulate every step of insurance buying and to collect any data on the American people the czar deems necessary to do the job.

The position is called the Health Choices Commissioner. The post will be filled by the president and confirmed by the Senate to oversee a brand new government agency whose health industry powers seem boundless under the bill. This person, and this person alone, will decide whether a health coverage plan is acceptable to Washington or not.

"He will rigidly and vigorously defined the choices that are available to you," said Robert E. Moffit, a health policy analyst at the Heritage Foundation.

It is a massive shift in state's rights, moving decisions made by legislatures, governors and local insurance commissioners from the people to one desk in Washington.

"The big story in the House bill is that what you're looking at is a massive transfer of regulatory authority from the states to the federal government over health insurance," Moffit said. "This basically will undermine state independence, innovation in the provision of health insurance, the writing of health insurance and regulation. States vary from state to state on the kind of rules governing health insurance. What this does, it federalizes the entire process."

The choices commissioner will create a single, national insurance exchange -- a place to shop for private insurance or the federal government option favored by liberals -- and decide which companies can participate.

Because of the way the bill is written, almost certainly all private insurers will want to join the exchange and compete with the feds. Regardless of whether a company joins, the commissioner will rule on the acceptability of its plan, too. And by 2013, all individuals seeking insurance must apply through the exchange.

The commissioner will create the standards for all plans, meaning an insurer must meet his dictates on benefits or get out of the business. He can decide where companies can put their profits and tell them how to write brochures and other marketing tools.

The bill's section on Medicaid, a health care program for the poor, reads, "The commissioner shall establish effective methods for communicating in plain language and a culturally and linguistically appropriate manner."

In other words, languages other than English.

The commissioner also has free rein to audit any health plan and charge the company for costs. Moreover, Democrats have given the commissioner control over provider networks, meaning in theory he can decree the number of doctors or nurses or beds in a particular region.

"By concentrating so much authority into this one agency governed by a health choice commissioner and allowing the commissioner to have such vast discretion over what qualifies as health insurance, you're vesting an unelected bureaucracy with a tremendous amount of power," said Greg Conko, a senior fellow at the Competitive Enterprise Institute. "Certainly unprecedented. And then he has the authority to punish plans for breaching what he decides is the right way to provide insurance."

Perhaps the most disturbing power is an blank check to collect data -- a power that in the past has rankled liberals and the mainstream press. But in this case, with a Democrat bill backed by liberals, the prospect of unchecked "data mining" has stirred no leftist protest.

Under section 142, which details the commissioner's authority, the bill states:

"The Commissioner shall collect data for purposes of carrying out the Commissioner’s duties, including for purposes of promoting quality and value, protecting consumers, and addressing disparities in health and health care and may share such data with the Secretary of Health and Human Services."

That's it. No qualifiers. No limits. Analysts told HUMAN EVENTS under such broad language the commissioner's bureaucrats can obtained people's tax records, credit reports, employment history. They could argue the data is needed to understand the region's demographics, patient requirements and income trends.

Another section specifically gives the commissioner authority to read tax returns.

"It gives him basically a blank check to go after all kinds of stuff," Moffit told HUMAN EVENTS. "Whatever he decides he needs. It's at his discretion. One of the things that is outstanding about the health choices commissioner is that as a public official he has enormous discretion in the exercise of his duties. Certainly I've never seen anything like this in my experience."

Then there is the section letting the commissioner oversee private insurance company finances.

"It's basically saying how much you can spend on benefits and how much you can retain for administrative costs or profits," Moffit said. "The health choices commissioner is an enforcer."

To Moffit and other conservatives, the ultimate purpose of the national health exchange is to put private insurers out of business. Afterall, when one government bureaucrat, the commissioner, is writing the rules for everyone, who is he going to favor: private industry or the government?

Afterall, one section allows the commissioner to automatically enroll individuals in a health care plan. "Such process may involve a random assignment," the bill says. To conservatives, "random" means the commissioner will shoe-horn them into the federal government plan.

Mr. Scarborough is a national security writer who has written books on Donald Rumsfeld and the CIA, including the New York Times bestseller Rumsfeld's War.

Tuesday, August 18, 2009

What's Really in Obama's Health Care Reform Bill - Plain English Translation

by: Mike Adams, the Health Ranger, NaturalNews Editor

What's really in Obama's health care reform bill? Almost no one knows, and here's why: It's 1,017 pages long and written in an alien form of bureaucratic English that can barely be decoded by earthlings.

And yet, astonishingly, a U.S. Army translator has been found who speaks "Washington Doublespeak" and he was kind enough to decode the bill and post his plain-language findings over at FreeRepublic.com (http://www.freerepublic.com/focus/f...).

Below, we reprint what he found in the health care reform bill. As you read this, keep in mind that some of these translations are a bit loose with the interpretations, but I've personally spot-checked these points, and they are indeed all contained in the bill in one form or another (shrouded in Doublespeak language, of course).

Editor's note: I don't personally agree with every interpretation listed here, and some of the bill's provisions are actually good ideas (like banning doctors from owning stock in health care companies). But overall, this interpretation points out many alarming provisions in the proposed health care reform bill...

From CMS at FreeRepublic.com:

• Page 16: States that if you have insurance at the time of the bill becoming law and change, you will be required to take a similar plan. If that is not available, you will be required to take the government option!
• Page 22: Mandates audits of all employers that self-insure!
• Page 29: Admission: your health care will be rationed!
• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)
• Page 42: The "Health Choices Commissioner" will decide health benefits for you. You will have no choice. None.
• Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.
• Page 58: Every person will be issued a National ID Healthcard.
• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer.
• Page 65: Taxpayers will subsidize all union retiree and community organizer health plans (example: SEIU, UAW and ACORN)
• Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.
• Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)
• Page 91: Government mandates linguistic infrastructure for services; translation: illegal aliens
• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.
• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.
• Page 124: No company can sue the government for price-fixing. No "judicial review" is permitted against the government monopoly. Put simply, private insurers will be crushed.
• Page 127: The AMA sold doctors out: the government will set wages.
• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.
• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.
• Page 149: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll
• Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the public option, pays a 2 to 6% tax on payroll
• Page 167: Any individual who doesn't have acceptable healthcare (according to the government) will be taxed 2.5% of income.
• Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).
• Page 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records.
• Page 203: "The tax imposed under this section shall not be treated as tax." Yes, it really says that.
• Page 239: Bill will reduce physician services for Medicaid. Seniors and the poor most affected."
• Page 241: Doctors: no matter what specialty you have, you'll all be paid the same (thanks, AMA!)
• Page 253: Government sets value of doctors' time, their professional judgment, etc.
• Page 265: Government mandates and controls productivity for private healthcare industries.
• Page 268: Government regulates rental and purchase of power-driven wheelchairs.
• Page 272: Cancer patients: welcome to the wonderful world of rationing!
• Page 280: Hospitals will be penalized for what the government deems preventable re-admissions.
• Page 298: Doctors: if you treat a patient during an initial admission that results in a readmission, you will be penalized by the government.
• Page 317: Doctors: you are now prohibited for owning and investing in healthcare companies!
• Page 318: Prohibition on hospital expansion. Hospitals cannot expand without government approval.
• Page 321: Hospital expansion hinges on "community" input: in other words, yet another payoff for ACORN.
• Page 335: Government mandates establishment of outcome-based measures: i.e., rationing.
• Page 341: Government has authority to disqualify Medicare Advantage Plans, HMOs, etc.
• Page 354: Government will restrict enrollment of SPECIAL NEEDS individuals.
• Page 379: More bureaucracy: Telehealth Advisory Committee (healthcare by phone).
• Page 425: More bureaucracy: Advance Care Planning Consult: Senior Citizens, assisted suicide, euthanasia?
• Page 425: Government will instruct and consult regarding living wills, durable powers of attorney, etc. Mandatory. Appears to lock in estate taxes ahead of time.
• Page 425: Government provides approved list of end-of-life resources, guiding you in death.
• Page 427: Government mandates program that orders end-of-life treatment; government dictates how your life ends.
• Page 429: Advance Care Planning Consult will be used to dictate treatment as patient's health deteriorates. This can include an ORDER for end-of-life plans. An ORDER from the GOVERNMENT.
• Page 430: Government will decide what level of treatments you may have at end-of-life.
• Page 469: Community-based Home Medical Services: more payoffs for ACORN.
• Page 472: Payments to Community-based organizations: more payoffs for ACORN.
• Page 489: Government will cover marriage and family therapy. Government intervenes in your marriage.
• Page 494: Government will cover mental health services: defining, creating and rationing those services.
Buzz up!58 votes

About the author: Mike Adams is a natural health author and technology pioneer with a strong interest in personal health, the environment and the power of nature to help us all heal He has authored more than 1,500 articles and dozens of reports, guides and interviews on natural health topics, impacting the lives of millions of readers around the world who are experiencing phenomenal health benefits from reading his articles. Adams is an honest, independent journalist and accepts no money or commissions on the third-party products he writes about or the companies he promotes. In 2007, Adams launched EcoLEDs, a manufacturer of mercury-free, energy-efficient LED lighting products that save electricity and help prevent global warming.

He also launched an online retailer of environmentally-friendly products (BetterLifeGoods.com) and uses a portion of its profits to help fund non-profit endeavors. He's also a noted technology pioneer and founded a software company in 1993 that developed the HTML email newsletter software currently powering the NaturalNews subscriptions. Adams also serves as the executive director of the Consumer Wellness Center, a non-profit consumer protection group, and regularly pursues cycling, nature photography, Capoeira and Pilates.

Friday, August 14, 2009

The Etiquette Czar's Rules for Patriotic Protest

by Michelle Malkin

The White House press office is now Miss Manners' office. President Obama's press secretary, Robert Gibbs, took to the television airwaves this week to criticize congressional town hall protesters for "yelling." Gibbs' underling, Bill Burton, chastised voters not to "disrupt" and "scream." Instead, he advised America to engage in a "spirited debate about health care, a real vigorous conversation about it."

What constitutes "spirited"? How do they define "vigorous"? When does forceful dissent become intolerable disruption? Herewith, the Obama Etiquette Czar's Official Rules for Patriotic Protest. Keep this guide with you at all times to avoid being flagged by the Democratic politeness monitors.

-- No shouting. Congressional representatives cannot sell Obamacare with mobs of unruly senior citizens and small-business owners interrupting to press them on specific sections of the bill. Limit your objections to a library whisper and only challenge your lawmakers with hushed, dulcet tones. Otherwise, you will scare them, and they will be forced to hide behind teleconference calls, sick children at hospitals or union bosses.

If, on the other hand, you are attending a presidential town hall to show your affection and approbation, "spirited" chanting is acceptable.

Don't: "HANDS OFF HEALTH CARE!" and "READ THE BILL!"

Do: "I LOVE YOU, BARACK!" "AMEN!" and "YES, WE CAN!"

Also permitted: Shouting at historic inaugurations to protest war (as legions of Code Pink activists did in 2005 during the president's address) and shouting, "We didn't cross the borders, the borders crossed us!" to protest immigration enforcement (as thousands of illegal alien supporters did during raucous rallies in 2006).

Do refrain from boisterous shrieking against those who accuse you of lacking patriotism -- unless you are Hillary Clinton, who bellowed at the top of her lungs in 2003:

"I am sick and tired of people who say that if you debate and you disagree with this administration, somehow you're not patriotic. We should stand up and say we are Americans and we have a right to debate and disagree with any administration."

-- No laughing. Snickering at proponents of nationalized health care is rude, bordering on political terrorism. Stifle all derisive chuckling at bogus statistics and denials that Obamacare will lead to long lines and rationed care. That would be "evil-mongering," as Senate Majority Leader Harry Reid put it on Thursday.

If, however, you are a member of Congress confronted with silly questions about whether you have read the bill, feel free to giggle. For tips on executing acceptable levels of cackling, take a cue from House Majority Leader Steny Hoyer. "If every member pledged to not vote for it if they hadn't read it in its entirety, I think we would have very few votes," Hoyer told CNSNews.com while choking back laughter after a recent news conference. "I'm laughing because a) I don't know how long this bill is going to be, but it's going to be a very long bill." Tee-hee-hee.

-- No Nazi comparisons. References to fascism are ugly and un-American. Swastikas have no place in debates about nationalizing 20 percent of the economy. Swastikas may, however, still be used as substitutes for the "S" in "BusHitler" and tattoos on the forehead of Darth Cheney.

-- No boorish questions. "Real vigorous conversation" requires town hall attendees to formulate queries that will encourage true debate. This is not the time to ask why Congress won't subject itself to the health mandates it wants to foist on every other American. This is not the time to ask how the White House will pay for the massive Obamacare bureaucracy without raising taxes on the middle class. The White House endorsed model citizen questioning at its East Room health care town halls in March and July, including this:

"Hi, Mr. President. I'm a member of SEIU, and I'm down here in Fairfax County working on Change That Works. What can I do, as a member of the union, to help you with your reform bill?"

-- No mean signs. That 11-year-old daughter of a Massachusetts Obama donor and campaigner who was randomly chosen to criticize the scary posters held up by town hall protesters in New Hampshire was right. "Mean" signs are, well, mean. Never mind the placards that blared "Bush is the only dope worth shooting" in Nancy Pelosi's San Francisco and the assassination art depicting former President Bush with a gun to his head in Chicago. "Obama is a socialist" is a sign too far and cannot be tolerated in a civil society. Period.

Instead, print out the "STAND UP FOR HEALTH REFORM" signs helpfully produced by Obama's Organizing for America, and burn your "Don't Tread on Me" flags. Such rebellious sentiments are dangerous incitements to violence.

To those of you who can't abide by The Rules: Shhhhhhhhh.